Managing loans has never been easier

Using multiple loan products, customers, and financial systems creates the challenge of managing and tracking loans across various stages of their lifecycle. This complexity can lead to inefficiencies, errors, and potential financial losses. Sysbu’s Loan Management System (LMS) helps to streamline and automate the entire loan lifecycle, from origination to repayment. For example, it manages loan disbursements, repayment schedules, and interest calculations with ease. The purpose of this system is to provide a comprehensive solution for loan management that ensures accurate and consistent data, reducing operational risks and improving efficiency across financial institutions.

Loan Disbursement Automation

Automatically disburses approved loan amounts to customers, ensuring accurate and timely fund transfers. This feature eliminates manual processes, speeds up disbursement, and enhances customer satisfaction by providing quick access to funds.

Repayment Scheduling and Tracking

The system generates and tracks repayment schedules, sending automated reminders to both institutions and customers about upcoming payments. This reduces missed payments and delinquency, improving cash flow while providing transparency to customers.

Interest Calculation and Amortization

Accurately calculates interest based on loan terms, supporting fixed and variable rates as well as multiple amortization methods. This ensures precise calculations, reducing errors and disputes, and providing clarity for both institutions and borrowers.

Collections Management

Handles overdue loans by automating reminders, penalty calculations, and integrating with third-party collection agencies when necessary. This streamlines collections, improves recovery rates, and reduces the burden on the collections team.

Loan Performance Monitoring

Provides real-time dashboards and reports to track loan performance, including default rates and repayment statuses. This allows institutions to manage their loan portfolios proactively and make informed decisions to minimize risk.

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Flexible Integration with Third-Party Systems

Seamless integration with external systems, such as CRM, ERP, core banking systems, and payment gateways, allowing institutions to add new functionality as they scale or enter new markets.

Multi-Currency

Automatically handles currency conversions, exchange rates, and multi-currency accounting, simplifying loan processing and financial reporting for institutions operating across different countries and currencies.

Write-Off Loans Management

Automates the process of handling uncollectible loans, tracks recovery efforts, ensures regulatory compliance, and maximizes potential recoveries through efficient monitoring and collection strategies.

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Fully Customizable

By using our advanced low-code platform, we can easily customize every aspect of the system. This flexibility enables institutions to adapt the Loan Management System to their specific operational needs faster than ever.

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Frequently Asked Questions

Loan Management System simplifies loan disbursement, repayment, and performance tracking through automation and seamless integration, enhancing both efficiency and customer satisfaction.

The system centralizes all loan details, allowing lenders to access key information such as repayment schedules, loan statuses, and transaction history in one place, improving visibility and reducing administrative work.

By automating loan disbursement and repayment tracking, Sysbu's LMS significantly reduces the time it takes for borrowers to receive funds and for lenders to manage loans. This enhanced efficiency leads to quicker loan processing, improving customer satisfaction.

Yes, the platform is highly flexible and can be tailored to manage various loan products, including personal loans, mortgages, business loans, and more, accommodating unique terms and conditions.

Yes, the Loan Management System is highly versatile and can be configured to manage various types of loans such as personal, business, and mortgage loans, offering flexibility to meet the specific needs of your institution.

Companies worldwide trust us

Kevin TarinavanueCFO at National Bank of Vanuatu Limited
Port-Vila, Vanuatu

"Sysbu's work improved the efficiency of our report generation, enhanced reports' accuracy, and increased the satisfaction when using the system. Sysbu was proactive and responsive, delivered on time, and communicated effectively. Their collaborative approach also stood out."

Edward MolenaarsPresident Advisor & Program Manager at NBS Bank
Blantyre, Malawi

"Thanks to Sysbu, we managed to streamline our daily reconciliation process, slashing reconciliation time by roughly 50% and concurrently reducing the need for personnel. While a few communication challenges arose during the engagement, Sysbu's extensive knowledge was second to none."

Andrew BealeHead of Projects at RJB Systems
LONDON, UK

"With Sysbu we turn ‘dull’ KPIs from an existing daily process reports into beautiful charts showing trends over time. Our clients love the new visuals and we can see where proactive actions are needed. Building the site ourselves was easy - we are excited to think how Sysbu can help us elsewhere in our business."

Les BlytheMarketer at IBM
SOUTH AFRICA

“Working with the team at Sysbu was an absolute pleasure. They have a fantastic product with huge potential. Communication was first class and any questions I had were answered immediately. Their brief left me in no doubt about what to do to deliver an outstanding result. Highly recommended should you have the opportunity to work with Sysbu."

Ralph MeelhuysemProduct Manager Payments at RABOBANK
THE NETHERLANDS

“We worked with Reconwizz team to implement the solution at our partner bank in Malawi. Reconwizz made it possible to greatly improve the efficiency of the reconciliation process and give more insights in the accounts used by our digital channels. Reconwizz also helped a lot in the way of thinking about our processes; while implementing in the application we have made several important changes in our front and back office processes that improved the operational efficiency of our customer services as well.”

Carlos De la OssaCTO & COO OICCF
COLUMBIA

"Over the years it was very profitable for us to work with Sysbu in the implementation of our banking core, as well as in support in the operation of the system and especially in the development of new features that allowed us to reach more customers and offer better solutions to our Colombian customers. In spite of the schedule differences we always find in Sysbu a very valuable ally to support with technology the successful achievement of our company's goals. Thank you very much to all the people of Sysbu!"

Diana CazacuCEO, ADVISION FINANCE

"I’ve been working with Sysbu for more than 19 years, on different projects: T24 implementation and customization, systems interface development or new applications development. Sysbu team never disappointed. Always delivered as per requirements, ensured timely support and maintenance. They are reliable, flexible and always responsive."

Recent use cases

Streamlining operations and driving growth with Sysbu

Data warehouse and reporting
Data warehouse and reporting

In collaboration with the National Bank of Vanuatu, we embarked on a comprehensive journey to overhaul their reporting infrastructure.


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Integration with National Payment System
Integration with NPS

We facilitated the seamless exchange of transactions between the National Bank of Vanuatu's core banking system and the National Payment System.


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Reconwizz
Data reconciliation system

Reconwizz on Sysbu's low-code platform: effective automation and reconciliation of data from different sources. Offers speed, flexibility, and scalability.


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